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National Housing Finance PLC, a Dhaka‐listed non-bank financial institution, recorded a loss of Tk 10.31 crore in its October–December 2024 quarter, driven by a sharp rise in provisioning for classified loans.

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Key Financial Highlights

• Q4 (Oct–Dec 2024) Loss: Tk 10.31 crore
• FY 2024 Net Profit: Tk 0.29 crore (down 98% YoY)
• Operating Income: Tk 52.42 crore (+8% YoY)
• Provisioning Expense: Tk 21.93 crore (+95% YoY)
• Classified Loans: Tk 159.43 crore (+24% YoY; 11.45% of total loans)

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Dividend Proposal and AGM

Despite the steep profit decline, the board has proposed a 10% cash dividend—subject to Bangladesh Bank approval. The payout of Tk 11.70 crore will draw on retained earnings of Tk 30.52 crore.

• Record Date: 30 July 2025
• AGM: 21 September 2025

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Q1 2025 Performance

• Jan–Mar Profit: Tk 2.82 crore (–20% YoY)
• Q1 EPS: Tk 0.24 (vs Tk 0.30)
• Total Loans: Tk 1,376.64 crore (slight YoY dip)
• Fixed Deposits: Tk 1,135.74 crore (–2.6% YoY)

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Market Reaction and Shareholding

National Housing shares closed at Tk 24.30 on the DSE, down 0.41%.

• Paid-up Capital: Tk 117 crore
• Market Cap: Tk 285 crore
• Ownership:
• Sponsors & Directors: 50.57%
• Government: 9.34%
• Institutional Investors: 11.25%
• General Shareholders: 28.84%

Founded in 1998 and listed in 2009, National Housing operates nine branches across key districts, including Dhaka, Chattogram, and Rajshahi. Its latest results underscore mounting asset‐quality pressures amid rising classified loans.