Written by The Banking Post
Trust Bank PLC reported a net profit of Tk 106 crore for the April–June quarter of 2025, reflecting a modest year-on-year decline of approximately 2 percent, driven primarily by a contraction in interest income.
According to its latest financial disclosures, the bank’s consolidated earnings per share (EPS) stood at Tk 1.15 for the second quarter, slightly down from Tk 1.17 during the same period last year.
A significant drop in net interest income—down 166 percent year-on-year to Tk 258.97 crore for the January–June period—was largely responsible for the subdued bottom line. The decline was attributed to rising interest expenses on deposits and borrowings.
Despite this, Trust Bank saw a sharp rise in investment income, which jumped 313 percent year-on-year to Tk 697.65 crore in the first half of 2025, buoyed by increased exposure to government securities.
Operational efficiency improved, as reflected in the bank’s consolidated net operating cash flow per share, which rose to Tk 28.41 in the first six months of 2025 from Tk 22.35 a year earlier. The bank credited this improvement to strong deposit growth.
As of June 30, sponsor-directors held 60 percent of the bank’s shares, while institutional and general investors accounted for 22.27 percent and 17.73 percent respectively, according to Dhaka Stock Exchange data.
