Written by The Banking Post
Eastern Bank Ltd. (EBL) posted a 20 per cent rise in profit to Tk 9.01 billion in 2025, supported by steady business growth and prudent risk management, according to a press release.
The bank said disciplined balance sheet management helped it deliver strong performance despite a challenging operating environment. Deposits rose 21.6 per cent to Tk 556.45 billion during the year, while loans and advances increased 16.1 per cent to Tk 477.04 billion.
Investment holdings also grew sharply, jumping 47.8 per cent to Tk 211.47 billion by year-end.
EBL said asset quality remained a key strength, with its non-performing loan ratio falling to 2.24 per cent in December 2025, well below the industry average. The bank said it remained fully compliant with all regulatory requirements.
Profitability also improved. Return on equity rose to 19.13 per cent in 2025 from 18.57 per cent a year earlier, while the cost-to-income ratio stayed at 40.36 per cent, among the lowest in the sector.
To support future expansion, the bank also strengthened its capital position. Its capital-to-risk-weighted assets ratio stood at 15.49 per cent on a solo basis, up from 15.11 per cent in 2024.
